If you’re enrolled in VA health care, here’s what you may qualify for:

• Priority Group 1 access if you're rated 100% disabled
• No-cost treatment for service-connected conditions (and full coverage if rated 100%)
• Preventive care, mental-health services, specialists, and home health care
• Emergency and urgent care coverage at approved providers
• Vision, dental, and hearing benefits (if you meet certain criteria)
• Milage reimbursement for approved travel to VA appointments

CHAMPVA for family members (health coverage for spouses and children of veterans rated permanent & total):

– $50 annual deductible per person / $100 per family

– 75 % of approved costs after deductible, up to a $3,000 yearly cap

– Eligibility ends for spouses if they remarry before 55 or children when they age out (18–23)

Need help confirming your eligibility or appealing a denial? We guide veterans through every step—just let us know where you’re stuck.

If your service-connected condition makes it hard to work, there are employment programs that may help:

• Total Disability Individual Unemployability(TDIU):  If you can’t hold steady employment because of your condition, you may receive compensation at the 100% disability rate—even if your official rating is lower.
• Federal Hiring Preferences: Veterans with disabilities may receive a 10-point hiring preference when applying for federal jobs.
• Direct Hire Authority: In certain cases, veterans can be hired into federal roles without going through the usual competitive process.
• Vocational Rehabilitation & Employment (VR & E): Also known as Chapter 31, this program offers career counseling, job training, and support with finding meaningful employment.

If you're unsure whether your condition qualifies for TDIU—or you're struggling with a denial—we help veterans navigate the process every day.

There are education benefits that may help you—and in some cases, your family—reach your goals:

• Chapter 35 (Dependent's Educational Assistance: Provides education benefits to spouses and children of veterans who are permanently and totally disabled or have passed away from a service-connected condition.
• Student Loan Forgiveness: If you’re rated 100% permanently and totally disabled (P&T) or receive TDIU, you may qualify to have your federal student loans fully discharged.
• Folds of Honor Scholarship: Offers up to $5,000 per year to help dependents of disabled veterans cover school expenses.
• Special Restorative Training: Provides education support for certain dependents with physical or developmental disabilities.
• Vocational Rehabilitation & Employment (VR&E): Career counseling, job training, and education support for veterans who need help preparing for, finding, or keeping a job.

If you're not sure which programs your family qualifies for—or how to apply—we can help guide you through the process.

You may qualify for housing assistance, tax relief, and financial support designed to make life a little more manageable:

• VA Home Loan Assistance: If you're eligible for a VA home loan, you may also qualify for an exemption from the VA funding fee. This can reduce your upfront costs when buying or refinancing a home.
• Veterans Benefits Banking Program (VBBP): Helps you access safe, reliable financial services through participating banks and credit unions.
• Property Tax Exemptions: Many states offer reduced property taxes—or full exemptions—for disabled veterans. Requirements and benefits vary by location.
• Adaptive Housing Grants: If your disability affects your mobility, ,you may qualify for:
• Specially Adapted Housing (SAH): Up to $117,014 for home modifications
• Special Home Adaptation (SHA): Up to $23,444 for smaller-scale accessibility updates
• Temporary Residence Adaptation (TRA): Up to $47,130 to adapt a family member’s home
• Student Loan Forgiveness: Veterans rated 100% P&T or receiving TDIU can have their federal student loans fully discharged.

If you're unsure what your state offers—or how to apply for housing or tax relief—we can help you sort through the details.

If you're rated permanently and totally disabled, your spouse and children may also qualify for important benefits:

• CHAMPVA Health Coverage: Offers comprehensive medical coverage for spouses and children of veterans rated permanently and totally disabled.

• $50 annual deductible per person / $100 per family

• Covers 75% of approved charges after the deductible

• Annual out-of-pocket max: $3,000

• Survivors Pension: Monthly financial support for eligible spouses and dependents of wartime veterans who have died.
• Dependents' Educational Assistance (Chapter 35): Helps spouses and children of disabled or deceased veterans pay for college, training programs, and certifications.
• TRICARE (in limited cases): Dependents of military retirees or certain survivors may be eligible for TRICARE instead of CHAMPVA.
• Burial and Plot Allowance: The VA may cover up to $2,000 in burial costs for service-connected deaths (if occurred after 9/11/2001).

If you’re unsure what your spouse or children qualify for, we help families understand how these programs work together—and how to apply.

In addition to major benefits like healthcare and compensation, there are other perks you may qualify for if you’re rated 100% disabled:

• Space-A-Travel: Fly for free on military Space Available (Space-A) flights if you’re 100% disabled.
• National Parks Pass: Get a free lifetime pass for entry to U.S. national parks and other federal recreational lands (with a one-time $10 processing fee).
• Access to Commissaries and Exchanges: Shop at military base commissaries and exchanges if you’re rated 100% disabled.
• Aid and Attendance Benefit: Additional monthly payments if you need help with daily activities like bathing, dressing, or eating.
• Free Tax Preparation Services: Veterans with income under $56,000 may be eligible for free tax filing through the IRS VITA program.
• Shades of Green Resort Discounts: Discounted stays at Walt Disney World’s military resort (available to eligible veterans from January to September).
• Life Insurance Options: VA offers life insurance coverage for certain disabled veterans and their families.
• Clothing Allowance: Annual stipend if you wear prosthetics or use medical devices that damage your clothing.
• Automobile Allowance & Adaptive Equipment: Financial assistance to help purchase and adapt a vehicle if your disability affects mobility.

We work with veterans to make sure no benefit is overlooked—even the ones many don’t know exist